Over the years AgriRisk has found that some clients haven’t realised that AgriRisk is in fact an insurance broker, rather than an insurance company. That means AgriRisk has access to many insurers and can therefore offer their clients a broad range of insurance products. AgriRisk will therefore shop around to find the one that suits you best. Below are five of the best reasons to choose a broker, rather than an insurance agent or company that has just one set of products.
1. It takes the hard work out of insurance
Using a broker takes the hard work out of selecting an insurer and choosing the right insurance product for you – this can save you time, money and worry.
2. It doesn’t cost you any more
Even though the broker does the hard work for you, most often you won’t pay more for your insurance.
3. You get access to more insurance companies and a broader range of insurance products
To be sure you’re using the best insurance products for your farm business, your broker will assess the available options based on your circumstances, and recommend products that will come to the rescue when you need them to.
4. You can be sure it’s the right insurance for you
Just like an accountant or lawyer who provides you with professional advice based on years of training and experience, a qualified broker can do the same with your insurance. A broker will also explain your policy and any special situations you need to look out for.
5. A broker’s duty is to you, the client, not the insurance company
You’ll find that most often insurance brokers and their clients build relationships over many years that are based on a detailed understanding of your business. A broker’s number one priority is their clients.
If you’d like more information on this, please contact AgriRisk for a copy of our information flyer.